What If Your Agent Smokes Pot?
#JPT #Poolerliving #JeriPatrickTeam
Wednesday, November 19, 2014
Tuesday, November 11, 2014
Wednesday, November 5, 2014
Tuesday, November 4, 2014
Sunday, November 2, 2014
Forest Lakes
This stunning home is now being finished Regal Builders. You'll fall in love
with the open layout which features a keeping room leading to covered porch over
looking lagoon, children's retreat, and master suite on with grand view. The
attention to detail will far surpass your expectations.
This property is offered by Jeri Patrick with Keller
Williams ~The Jeri Patrick Team~ visit my website for more information on the
Savannah, GA real estate market including new construction ~ www.JeriPatrickRealtor.com or email Jeri.Realtor@gmail.com. 912-656-3203
USDA is still available in POOLER
18 Bostwick Drive
Rare find..this location with this low price tag! Charming home with a seamless flow. Close to everything Pooler has to offer yet still convenient to Savannah. Well maintained, wood floors and all appliances remain including a washer and dryer. Fenced yard. This home will not be on the market long!
Rare find..this location with this low price tag! Charming home with a seamless flow. Close to everything Pooler has to offer yet still convenient to Savannah. Well maintained, wood floors and all appliances remain including a washer and dryer. Fenced yard. This home will not be on the market long!
Tuesday, October 21, 2014
Sunday, October 19, 2014
Friday, October 3, 2014
Sunday, September 28, 2014
Monday, September 15, 2014
Sunday, September 14, 2014
Wednesday, September 10, 2014
Tuesday, September 9, 2014
Sunday, August 10, 2014
Thursday, July 31, 2014
Square feet and hardwood floors
Customers and clients often ask "How many square feet in the house?" and "Are there hardwood floors under the carpet?." Answering either question can pose significant risks for the licensee.
How do you determine the square footage of a house? Do you measure from interior wall to exterior wall? Do you include finished space, the carport or garage, heated space only? Do you measure the property yourself, rely on MLS data, rely on architectural plans rely on county tax records?
The answer to each of these questions is "it depends." For example, appraisers usually base square footage for appraisal purposes on exterior walls. Purchasers seeking to accommodate their furniture needs will base square footage on the interior walls.
Perhaps the best policy for real estate licensees is not to attempt to calculate square footage. If a customer raises the issue, the licensee should allow the customer to make his or her own calculations. If the licensee gives the customer square footage data from the MLS, architectural plans, or other sources, the licensee should carefully disclose that he or she cannot verify the accuracy of that data.
If a seller tells you that there are hardwood floors under the carpet and you wish to convey that information to prospective purchasers, you should make every effort to verify that information. Pulling up the carpet in the comer of each room or in closets may help you to verify that information. You can remove the grill covering a heating or air conditioning vent installed in the floor and check to see if there are hardwood floors beneath the carpet.
However, the best policy on answering the hardwood floor question is the same as the one on the square footage question. If hardwood floors are important to the prospective purchaser, let the prospective purchaser verify whether they are under the carpet.
The information contained in this article is believed to be current and accurate. The GREC staff reviews the contents periodically and updates it when appropriate. If you have questions or comments about this article, you may contact us at grecmail@grec.state.ga.us . Last reviewed August, 2006.
How do you determine the square footage of a house? Do you measure from interior wall to exterior wall? Do you include finished space, the carport or garage, heated space only? Do you measure the property yourself, rely on MLS data, rely on architectural plans rely on county tax records?
The answer to each of these questions is "it depends." For example, appraisers usually base square footage for appraisal purposes on exterior walls. Purchasers seeking to accommodate their furniture needs will base square footage on the interior walls.
Perhaps the best policy for real estate licensees is not to attempt to calculate square footage. If a customer raises the issue, the licensee should allow the customer to make his or her own calculations. If the licensee gives the customer square footage data from the MLS, architectural plans, or other sources, the licensee should carefully disclose that he or she cannot verify the accuracy of that data.
If a seller tells you that there are hardwood floors under the carpet and you wish to convey that information to prospective purchasers, you should make every effort to verify that information. Pulling up the carpet in the comer of each room or in closets may help you to verify that information. You can remove the grill covering a heating or air conditioning vent installed in the floor and check to see if there are hardwood floors beneath the carpet.
However, the best policy on answering the hardwood floor question is the same as the one on the square footage question. If hardwood floors are important to the prospective purchaser, let the prospective purchaser verify whether they are under the carpet.
The information contained in this article is believed to be current and accurate. The GREC staff reviews the contents periodically and updates it when appropriate. If you have questions or comments about this article, you may contact us at grecmail@grec.state.ga.us . Last reviewed August, 2006.
Tuesday, July 22, 2014
Wednesday, July 9, 2014
Tuesday, July 8, 2014
Wednesday, June 25, 2014
Monday, June 9, 2014
Thursday, June 5, 2014
Tuesday, June 3, 2014
Monday, June 2, 2014
Friday, May 30, 2014
Saving Energy Saves You Money
Did You Know? Programmable Thermostat
Install a programmable thermostat to automatically adjust your home’s temperature settings when you’re away or sleeping, and save up to $100 a year. Keep the temperature set at its energy-saving set-points for long periods of time (at least eight hours), for example, during the day, when no one is at home, and through the night, after bedtime.
Georgia Power homeowners may be eligible to receive up to $100 rebate for upgrading from a standard to a programmable thermostat. Certain preconditions and requirements must be met in order to qualify for this Home Energy Improvement Program rebate. To learn more about the preconditions and requirements, please see the rebate brochure under Applications & Forms or call 1-877-310-5607.
Install a programmable thermostat to automatically adjust your home’s temperature settings when you’re away or sleeping, and save up to $100 a year. Keep the temperature set at its energy-saving set-points for long periods of time (at least eight hours), for example, during the day, when no one is at home, and through the night, after bedtime.
Georgia Power homeowners may be eligible to receive up to $100 rebate for upgrading from a standard to a programmable thermostat. Certain preconditions and requirements must be met in order to qualify for this Home Energy Improvement Program rebate. To learn more about the preconditions and requirements, please see the rebate brochure under Applications & Forms or call 1-877-310-5607.
Tuesday, May 27, 2014
"What is a Short Sale"?
Buyers often ask "What is a Short Sale"?
A Short Sale, also known as a
pre-foreclosure sale, is when the Seller cannot sell the home for the amount
they still owe on their mortgage. The market value is less than the amount they currently owe with extreme circumstances in which the Seller has fallen behind on their payments. If the mortgage company agrees to a Short
Sale, the Seller can sell the home and pay off a portion of their mortgage
instead of foreclosing.
The draw backs to short sells are they are
very time consuming and there is no guarantee the mortgage company will sell
for the price the Seller is advertising unless it states pre-approved short
sell. Friday, May 23, 2014
Wednesday, May 14, 2014
Tuesday, May 13, 2014
107 Salt Creek Circle
This open floor plan with hardwood and 9 ft ceilings makes entertaining easy as
guests roam from room to room. Enjoy summer mornings on front porch and sunset
dinners with friends on back deck overlooking fenced and wooded yard. Spray foam
insulation, granite counters, gutters, flood lights, irrigation and more!
Jeri Patrick Team
Congratulations! Licensed for merely a month, Toni writes her second successful contract as the Jeri Patrick Team's Buyer Agent. A hard-working team, the Jeri Patrick Team strives to enriche every real estate experience whether helping Buyers or Sellers. Jeri thrives on staying aware of the local market and new trends. “I recently joined Keller Williams Realty because I wanted to be a part of something exciting,” Jeri says. “I noticed many well-respected, top-producing agents were making the move to Keller Williams Realty and that piqued my interest. This company promotes an agent-centric business model that focuses on training, profit sharing and wealth-building opportunities. When I decided that I wanted to take my business to the next level, I knew joining Keller Williams Realty was the next logical step.”
Monday, May 12, 2014
Tuesday, May 6, 2014
Bradley Pointe South,
Bradley Pointe South, a master planned community nestled off of a windy, tree lined road off Hwy 17 South, between Savannah’s Southside and the quaint town of Richmond Hill.
The community offers many amenities including a large clubhouse with pool and fitness center! All of this from your front door. Regal Builders is proud to build quality homes here in this neighborhood.
The community offers many amenities including a large clubhouse with pool and fitness center! All of this from your front door. Regal Builders is proud to build quality homes here in this neighborhood.
Regal Builders
For over a decade, Regal Builders have been constructing new homes that are beautiful and unique but also represents the best value in the Savannah, GA area. Our communities bear the Regal quality style at very competitive prices! Experience the dream of owning a new home with Regal Builders. Our motto is "Quality Built Homes" and we stand by that.
Jeri Patrick Teams Top Listings
105 Whistling Duck, (Savannah, Ga) Why Buy Used??? Desirable New Construction by Regal Builders in Sand Fly/Isle of Hope. Open design, wood floors. Children's retreat. Extended Warranties and Energy efficient features such as spray foam. Estimated completion End of Feb/mid March. Few opportunities remain in Tabby Village! $300,000
$224,900 311 E Hall Street, Approved Short Sale! (Downtown Savannah, Ga) Park at your front door! First floor private condo that includes a parking space directly in front. Large windows with tons of natural light. Granite in the kitchen, hardwood floors and 9ft ceilings throughout. Condo fees include water and trash. Property does need some TLC. $139,900
970 Rushing Street, (Richmond Hill, Ga) Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in! $120,000
64 Quail Forest Drive, (Southside Savannah, Ga) What a value? What a great buy in Southside Savannah? Can be a perfect investment property, easily placed in property management. A Well maintained home that will make a great starter home. Fenced backyard. All kitchen appliances remain. Freshly painted. Ready for move in. STOP paying rent today! $89,900
665 Wyndham Court, (Pooler, Ga) This stunning home by Regal Builders is now being built on a lagoon lot. You'll fall in love with the open layout which features a keeping room, children's retreat, and master suite on the second floor. The attention to detail will far surpass your expectations. Now is the time to help design your new home. $375,000
275 Frank Edwards Drive, (Ellabell, Ga) Lotta of home, not a lotta $$$! Situated on a 1/2 acre home site in the newly loved community of Brewton Acres. An alluring home with formal dining, kitchen that seamlessly flows to the living room. Plus many advantages to buying new such as spray foam insulation and extended builder warranties. $167,900
18 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste & design features. It's already enhanced with specialty ceilings, granite & wood flooring. Offers formal dining, study could serve as 5th bedroom, & add't loft. Has HUGE master. Builder Warranties & energy efficient features such as spray foam. $224,900
$224,900 311 E Hall Street, Approved Short Sale! (Downtown Savannah, Ga) Park at your front door! First floor private condo that includes a parking space directly in front. Large windows with tons of natural light. Granite in the kitchen, hardwood floors and 9ft ceilings throughout. Condo fees include water and trash. Property does need some TLC. $139,900
970 Rushing Street, (Richmond Hill, Ga) Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in! $120,000
64 Quail Forest Drive, (Southside Savannah, Ga) What a value? What a great buy in Southside Savannah? Can be a perfect investment property, easily placed in property management. A Well maintained home that will make a great starter home. Fenced backyard. All kitchen appliances remain. Freshly painted. Ready for move in. STOP paying rent today! $89,900
665 Wyndham Court, (Pooler, Ga) This stunning home by Regal Builders is now being built on a lagoon lot. You'll fall in love with the open layout which features a keeping room, children's retreat, and master suite on the second floor. The attention to detail will far surpass your expectations. Now is the time to help design your new home. $375,000
275 Frank Edwards Drive, (Ellabell, Ga) Lotta of home, not a lotta $$$! Situated on a 1/2 acre home site in the newly loved community of Brewton Acres. An alluring home with formal dining, kitchen that seamlessly flows to the living room. Plus many advantages to buying new such as spray foam insulation and extended builder warranties. $167,900
18 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste & design features. It's already enhanced with specialty ceilings, granite & wood flooring. Offers formal dining, study could serve as 5th bedroom, & add't loft. Has HUGE master. Builder Warranties & energy efficient features such as spray foam. $224,900
Forest Lakes
Regal Builders is now building in Forest Lakes. A gated community in the heart of Pooler, Godley station. Offering easy access to shopping, the Crosswinds Golf Course, Savannah/Hilton Head International Airport, and is only a short 15 minute drive to the Historic Savannah and downtown area. Our semi-custom homes range from $300k-$400k. Every home is designed to reflect your lifestyle. We have lagoon views and wooded lots available.
Friday, May 2, 2014
Thursday, May 1, 2014
Tuesday, April 29, 2014
Monday, April 28, 2014
Saturday, April 26, 2014
Friday, April 18, 2014
Tuesday, April 15, 2014
Monday, April 14, 2014
How Buyers Can Irk Sellers
Both parties have to come together in a transaction, and real estate professionals sometimes find themselves wedged in the middle of buyer and seller disagreements. Some sellers may accuse the home buyers of being too pushy with their demands.
Bankrate.com recently highlighted several ways that homebuyers have been annoying some sellers recently, including:
Read more
Bankrate.com recently highlighted several ways that homebuyers have been annoying some sellers recently, including:
- Disrespectful house visitors: Some buyers may not be respectful when touring a home, letting their child run wild or bounce on the furniture, cranking up the heat and air conditioning, or even using the restroom. Lisa Ramsey, a real estate professional with the The Ramsey Group, says it’s up to the real estate agents to lay down some house rules when the seller isn’t there. “I tell buyers, ‘Let’s just pretend we’re walking into the White House.” She’ll also talk to her buyers “about the trend of sellers putting [microphones and] cameras in the home. … I go into every house assuming there’s a recording device in the house. We’re not going to talk money or strategy in the house.”
- Submitting a long list of defects: Ron Phipps, principal with Phipps Realty in Warwick, R.I., and a former president of the National Association of REALTORS®, says that buyers are doing themselves a disservice when submitting an offer with a long list of what’s wrong with the house. It makes sellers question why the buyers would want this place. Instead, Phipps recommends a gentler approach: Submit a list of comparables with the offer as well as a personal letter where buyers introduce themselves and explain why they want the house. In the letter, they can mention two or three of the major issues with the house while keeping it neutral and referencing third-party, empirical sources.
- Too many visits: After buyers have committed to purchase a home, they want to make lots of visits to their future home, bringing the decorators, architects as well and entire family with them, says Mike Lubin, associate broker for Brown Harris Stevens in New York. The sellers may find the constant visits disruptive, however, as they’re busy packing and possibly doing repairs to meet a deadline. Lubin says a possible compromise could be to have the buyer arrange a visit while the inspector is present as well as another visit during the final walkthrough before closing.
- Renegotiation: Buyers may agree on the price but then repeatedly demand concessions and discounts. The home inspection can be a culprit. For example, buyers may realize the furnace has about five good years left and then make a demand for a new furnace or monetary equivalent. “A realistic buyer knows everything’s not going to be perfect,” says Matt Laricy, managing partner with Americorp Real Estate in Chicago. But signed contracts don’t often stop a buyer from trying to renegotiate, Laricy adds. Buyers may say the market has changed or that they’ve overpaid or they may even suffer from buyer’s remorse, he says. "It's extremely awkward," Lubin says. "It's violating the terms of the contract, and it's insulting."
Read more
Wednesday, April 9, 2014
April 9ths Top Ten listings
105 Whistling Duck, (Savannah, Ga) Why Buy Used??? Desirable New Construction by Regal Builders in Sand Fly/Isle of Hope. Open design, wood floors. Children's retreat. Extended Warranties and Energy efficient features such as spray foam. Estimated completion End of Feb/mid March. Few opportunities remain in Tabby Village! $300,000
43 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste and design choices. The details throughout this plan make it elegant and trendy while its energy efficient features such as spray foam keep it economical. All with a Great Bradley Pointe location. This home has everything you want and more! $229,900
$224,900 14 Castle Hill Road, (Savannah, Ga) Looking for something special? Simplicity and sophistication are found throughout this newly designed plan. Regal's newest 2-story home boasts a formal dining room, great room, downstairs flex space and upstairs loft all rooms are wide, open, roomy and spacious. Look no more, this home is it! $222,900
$224,900 311 E Hall Street, Approved Short Sale! (Downtown Savannah, Ga) Park at your front door! First floor private condo that includes a parking space directly in front. Large windows with tons of natural light. Granite in the kitchen, hardwood floors and 9ft ceilings throughout. Condo fees include water and trash. Property does need some TLC. $139,900
970 Rushing Street, (Richmond Hill, Ga) Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in! $120,000
64 Quail Forest Drive, (Southside Savannah, Ga) What a value? What a great buy in Southside Savannah? Can be a perfect investment property, easily placed in property management. A Well maintained home that will make a great starter home. Fenced backyard. All kitchen appliances remain. Freshly painted. Ready for move in. STOP paying rent today! $89,900
665 Wyndham Court, (Pooler, Ga) This stunning home by Regal Builders is now being built on a lagoon lot. You'll fall in love with the open layout which features a keeping room, children's retreat, and master suite on the second floor. The attention to detail will far surpass your expectations. Now is the time to help design your new home. $375,000
39 Concordia Court, (Savannah, Ga) Regal offers this newly designed spacious 2-story home in The Villages of Berwick. Welcoming entryway brings you past the formal dining room into the adjoining great room and kitchen featuring granite tops and center island. The incredible Master Suite has two walk-in closets and upscale bath. $234,750
275 Frank Edwards Drive, (Ellabell, Ga) Lotta of home, not a lotta $$$! Situated on a 1/2 acre home site in the newly loved community of Brewton Acres. An alluring home with formal dining, kitchen that seamlessly flows to the living room. Plus many advantages to buying new such as spray foam insulation and extended builder warranties. $167,900
18 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste & design features. It's already enhanced with specialty ceilings, granite & wood flooring. Offers formal dining, study could serve as 5th bedroom, & add't loft. Has HUGE master. Builder Warranties & energy efficient features such as spray foam. $224,900
43 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste and design choices. The details throughout this plan make it elegant and trendy while its energy efficient features such as spray foam keep it economical. All with a Great Bradley Pointe location. This home has everything you want and more! $229,900
$224,900 14 Castle Hill Road, (Savannah, Ga) Looking for something special? Simplicity and sophistication are found throughout this newly designed plan. Regal's newest 2-story home boasts a formal dining room, great room, downstairs flex space and upstairs loft all rooms are wide, open, roomy and spacious. Look no more, this home is it! $222,900
$224,900 311 E Hall Street, Approved Short Sale! (Downtown Savannah, Ga) Park at your front door! First floor private condo that includes a parking space directly in front. Large windows with tons of natural light. Granite in the kitchen, hardwood floors and 9ft ceilings throughout. Condo fees include water and trash. Property does need some TLC. $139,900
970 Rushing Street, (Richmond Hill, Ga) Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in! $120,000
64 Quail Forest Drive, (Southside Savannah, Ga) What a value? What a great buy in Southside Savannah? Can be a perfect investment property, easily placed in property management. A Well maintained home that will make a great starter home. Fenced backyard. All kitchen appliances remain. Freshly painted. Ready for move in. STOP paying rent today! $89,900
665 Wyndham Court, (Pooler, Ga) This stunning home by Regal Builders is now being built on a lagoon lot. You'll fall in love with the open layout which features a keeping room, children's retreat, and master suite on the second floor. The attention to detail will far surpass your expectations. Now is the time to help design your new home. $375,000
39 Concordia Court, (Savannah, Ga) Regal offers this newly designed spacious 2-story home in The Villages of Berwick. Welcoming entryway brings you past the formal dining room into the adjoining great room and kitchen featuring granite tops and center island. The incredible Master Suite has two walk-in closets and upscale bath. $234,750
275 Frank Edwards Drive, (Ellabell, Ga) Lotta of home, not a lotta $$$! Situated on a 1/2 acre home site in the newly loved community of Brewton Acres. An alluring home with formal dining, kitchen that seamlessly flows to the living room. Plus many advantages to buying new such as spray foam insulation and extended builder warranties. $167,900
18 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste & design features. It's already enhanced with specialty ceilings, granite & wood flooring. Offers formal dining, study could serve as 5th bedroom, & add't loft. Has HUGE master. Builder Warranties & energy efficient features such as spray foam. $224,900
Regal Builders Now in Forest Lakes
Regal Builders is now building in Forest Lakes. They are just breaking ground and laying the footwork. Beautiful lagoon lots and private wooded lots are available. If you are interested in personalizing your new home now is the time.
Tuesday, April 8, 2014
Tuesday, April 1, 2014
Wednesday, March 26, 2014
Thursday, March 20, 2014
Sunday, March 16, 2014
Friday, March 14, 2014
Selling your home should not be a frightening experience
When you have a professional on your side
there’s no need to be scared.
How Can I Help?
The rst step is for us to sit down together and have an informal, relaxed, person to person discussion
about the price and time frame you wish to meet in the sale of your home.
The next step is evaluating the right marketing plan for reaching your goals. It’s a tremendous
advantage to create an individually tailored marketing plan for every home.
What I Can Do for You
There are many things I do to nd buyers, including creating special feature -yers for your
home, holding open houses, developing ads, and exposing your property to other local
and nationwide REALTORS®.
The more exposure your home receives, the faster it will sell and sell for the most amount
of money possible.
I’ll also go over my Merchandising Review with you every thirty days to guarantee we’re
on the right track.
What I Stand For
By utilizing my experience and marketing resources, you will be assured of receiving the best
possible price for your property.
As a full time professional, I study the market daily, keeping abreast of every varaible that may
in-uence the marketability of your property.
When you entrust me with the sale of your house, you can be assured the job will be done right.
Call me today with any questions you may have or to arrange a convenient time when we can
sit down and discuss your real estate needs.
Making the Move This Spring?
Spring is here – and traditionally a time when many
families choose to make a move, and many
organizations make changes which require families
to relocate. It can be stressful, and intimidating if
you don’t have the right tools, plan and of course –
help along the way.
I’ve helped many people just like you, navigate
these sometimes tricky times with less headaches,
more options and even a little fun along the way.
The first thing to have when considering a move –
either to a new home or a new state – is a good
PLAN.
I have two informative Brochures available at no
charge that will help with your move:
“Plan Ahead” discusses ways you can save time and
money when selecting a moving company.
“Moving Made Easy” provides a six-week checklist of
things to do to make your move as stress-free as
possible.
They’re helpful, handy and yours – just give me a
call and I’m happy to send them right out to you –
that way when you're ready to put your house on the
market, or look for your next neighborhood, you’ll
have some guidelines to help make the transition
easier. Know that I am always just a phone call
to offer my experience and expertise to get your
current home sold quickly and for the right price and
find you the new home of your dreams.
Please remember that in our current market – timing
can be EVERYTHING. If you’ve got to sell your
current home, please contact me as soon as you
have decided to move. That way I can begin to
develop a customized marketing plan and provide
you with a FREE Market Analysis showing how long
it should take to sell your house, as well as the price
it should bring. Preparation and knowing what you
can expect can bring great peace of mind.
If you're moving to another part of town, or even
another state, I can help you find the right property
to suit your needs – or connect you with a trusted
professional so that you know you’ll be in good
hands – wherever you go! I have associations with
other real estate professionals throughout the
country who can provide you with the same level of
personal service that you expect from me.
Moving doesn't have to be a hassle with the right
agent on your side. Call me today – I can help!
The Jeri Patrick Team
912-656-3203
Friday, February 28, 2014
Wednesday, February 12, 2014
Preparing to Shop with Confidence
Here’s why you should begin with a mortgage credit approval.
Since a pre-approval, unlike a pre-qualification, is based on your specific financial situation, it takes the mystery out of what you can afford. Not only will it help you understand which homes to consider, it will give any prospective seller more confidence in your ability to obtain a mortgage. (If you end up bidding on the same house as another buyer, your mortgage credit approval might even be the deciding factor in getting your offer accepted.) You can get a same-day credit decision! Your Lender will help you determine the monthly payment you’re comfortable with and provide you with a mortgage credit decision before you shop for your home. In fact, by using basic information such as your income, debt, assets, and employment history, your Lender is generally able to get you a credit decision within minutes. A Credit Approval Guarantee will specify the actual loan amount, as well as the loan type and term. The approval is subject to an acceptable appraisal of the home you eventually purchase.**You'll have many financing options to choose from. Your loan officier will help you determine which type of loan best fits your situation. Believe it or not, there are over 300 to choose from. While you probably won't need to consider more than a few, you should at least compare the advantages of a fixed rate mortgage with an adjustable one.
Since a pre-approval, unlike a pre-qualification, is based on your specific financial situation, it takes the mystery out of what you can afford. Not only will it help you understand which homes to consider, it will give any prospective seller more confidence in your ability to obtain a mortgage. (If you end up bidding on the same house as another buyer, your mortgage credit approval might even be the deciding factor in getting your offer accepted.) You can get a same-day credit decision! Your Lender will help you determine the monthly payment you’re comfortable with and provide you with a mortgage credit decision before you shop for your home. In fact, by using basic information such as your income, debt, assets, and employment history, your Lender is generally able to get you a credit decision within minutes. A Credit Approval Guarantee will specify the actual loan amount, as well as the loan type and term. The approval is subject to an acceptable appraisal of the home you eventually purchase.**You'll have many financing options to choose from. Your loan officier will help you determine which type of loan best fits your situation. Believe it or not, there are over 300 to choose from. While you probably won't need to consider more than a few, you should at least compare the advantages of a fixed rate mortgage with an adjustable one.
Understanding whats involved
Searching for a new home can be exciting but, at the same time, it can be daunting. Your experience will likely depend on how well prepared you are. To help, we've collected the answers to common questions. You will also find advice, plus some questions you'll need to answer for yourself as you go along. Simply email The Jeri Patrick Team for a Buyers Guide.
Monday, February 10, 2014
Friday, February 7, 2014
Why Pay Rent?
Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in!
Friday, January 31, 2014
Tuesday, January 28, 2014
Sunday, January 26, 2014
Will Savannah have a Snow Day?
Will the Savannah area have a snow day?
Winter storm brings snow Tuesday morning through late Tuesday night, accumulating a coating to an inch, then changing to ice and continuing into Wednesday afternoon.
Winter storm brings snow Tuesday morning through late Tuesday night, accumulating a coating to an inch, then changing to ice and continuing into Wednesday afternoon.
Jeri Patrick Team's Top Ten Listings This Week Jan 26th
105
Whistling Duck, (Savannah, Ga) Why Buy Used???
Desirable New Construction by Regal Builders in Sand Fly/Isle of Hope. Open
design, wood floors. Children's retreat. Extended Warranties and Energy
efficient features such as spray foam. Estimated completion End of Feb/mid
March. Few opportunities remain in Tabby Village! $300,000
43 Concordia
Drive, (Savannah, Ga) COME NOW to finish
this new home with your own taste and design choices. The details throughout
this plan make it elegant and trendy while its energy efficient features such
as spray foam keep it economical. All with a Great Bradley Pointe location.
This home has everything you want and more! $229,900
42 Amherst
Way, (Southside Savannah, Ga) Regal Builder's offers
exceptional craftsmanship throughout this tantalizing home the grand entryway
lures you with its two-story foyer; the smooth flowing design welcomes family
interaction on both floors. Private double cul-de-sac in the amenity filled
community of Bradley Point. Minutes to Hunter. $224,900
16 Castle
Hill Road, (Savannah, Ga) Regal Builders
offers this newly designed spacious 2-story home in The Villages of Berwick.
Welcoming entryway brings you past the formal dining room into the adjoining
great room and kitchen featuring granite tops and center island. The incredible
Master Suite has two walk-in closets and upscale bath. $224,900
50 Mattie
Belle Davis Street, (Ellabell, Ga) Situated on a 1/2
acre home site in the newly loved community of Brewton Acres. Regal Builder's
Sonata, an alluring home with great room, loft, formal living and dining
allowing for tons of actual living space; desirable final touches which polish
this home nicely. Now is the time for your sections! $158,150
311 E Hall
Street, Approved Short Sale! (Downtown Savannah, Ga) Park at your front
door! First floor private condo that includes a parking space directly in
front. Large windows with tons of natural light. Granite in the kitchen,
hardwood floors and 9ft ceilings throughout. Condo fees include water and
trash. Property does need some TLC. $139,900
31 Aquinnah
Drive, (Pooler, Ga) Rare find...this location
with this low price tag! Charming home with a seamless flow. Close to
everything Pooler has to offer yet still
convenient to Savannah. Well maintained, clean,
freshly painted and new carpet. Fireplace. Appliances remain. Fenced yard. This
home will not be on the market long! $139,900
970 Rushing
Street, (Richmond Hill, Ga) Renting
in Richmond Hill? Why pay RENT? You
could OWN! 100% Financing, no money down program available. This home is Ideal
for first time home buyer or a great investment opportunity. Freshly painted.
Convenient to schools and shopping. Close to I95 and HWY 17. Nothing
needed. Ready for Move in! $120,000
64 Quail
Forest Drive, (Southside Savannah, Ga) What a value? What a
great buy in Southside Savannah? Can be a perfect investment
property, easily placed in property management. A Well maintained home that will
make a great starter home. Fenced backyard. All kitchen appliances remain.
Freshly painted. Ready for move in. STOP paying rent today! $89,900
5544 Emory
Drive, (Savannah, Ga) Location and
Opportunity is knocking. Recently Updated now is your chance to own your very
own home complete with front porch overlooking Community Park. Separate living
room, Eat-in Kitchen with appliances and off-street parking. Only minutes from
shopping, schools, restaurants, and the hospitals. $75,000
Friday, January 17, 2014
Thursday, January 16, 2014
Wednesday, January 15, 2014
Tuesday, January 14, 2014
Jeri Patrick Team's Top Ten Listings
105 Whistling Duck, (Savannah, Ga) Why Buy Used??? Desirable New Construction by Regal Builders in Sand Fly/Isle of Hope. Open design, wood floors. Children's retreat. Extended Warranties and Energy efficient features such as spray foam. Estimated completion End of Feb/mid March. Few opportunities remain in Tabby Village! $300,000
43 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste and design choices. The details throughout this plan make it elegant and trendy while its energy efficient features such as spray foam keep it economical. All with a Great Bradley Pointe location. This home has everything you want and more! $229,900
42 Amherst Way, (Southside Savannah, Ga) Regal Builder's offers exceptional craftsmanship throughout this tantalizing home the grand entryway lures you with its two-story foyer; the smooth flowing design welcomes family interaction on both floors. Private double cul-de-sac in the amenity filled community of Bradley Point. Minutes to Hunter. $224,900
16 Castle Hill Road, (Savannah, Ga) Regal Builders offers this newly designed spacious 2-story home in The Villages of Berwick. Welcoming entryway brings you past the formal dining room into the adjoining great room and kitchen featuring granite tops and center island. The incredible Master Suite has two walk-in closets and upscale bath. $224,900
50 Mattie Belle Davis Street, (Ellabell, Ga) Situated on a 1/2 acre home site in the newly loved community of Brewton Acres. Regal Builder's Sonata, an alluring home with great room, loft, formal living and dining allowing for tons of actual living space; desirable final touches which polish this home nicely. Now is the time for your sections! $158,150
311 E Hall Street, Approved Short Sale! (Downtown Savannah, Ga) Park at your front door! First floor private condo that includes a parking space directly in front. Large windows with tons of natural light. Granite in the kitchen, hardwood floors and 9ft ceilings throughout. Condo fees include water and trash. Property does need some TLC. $139,900
31 Aquinnah Drive, (Pooler, Ga) Rare find...this location with this low price tag! Charming home with a seamless flow. Close to everything Pooler has to offer yet still convenient to Savannah. Well maintained, clean, freshly painted and new carpet. Fireplace. Appliances remain. Fenced yard. This home will not be on the market long! $139,900
970 Rushing Street, (Richmond Hill, Ga) Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in! $120,000
64 Quail Forest Drive, (Southside Savannah, Ga) What a value? What a great buy in Southside Savannah? Can be a perfect investment property, easily placed in property management. A Well maintained home that will make a great starter home. Fenced backyard. All kitchen appliances remain. Freshly painted. Ready for move in. STOP paying rent today! $89,900
5544 Emory Drive, (Savannah, Ga) Location and Opportunity is knocking. Recently Updated now is your chance to own your very own home complete with front porch overlooking Community Park. Separate living room, Eat-in Kitchen with appliances and off-street parking. Only minutes from shopping, schools, restaurants, and the hospitals. $75,000
43 Concordia Drive, (Savannah, Ga) COME NOW to finish this new home with your own taste and design choices. The details throughout this plan make it elegant and trendy while its energy efficient features such as spray foam keep it economical. All with a Great Bradley Pointe location. This home has everything you want and more! $229,900
42 Amherst Way, (Southside Savannah, Ga) Regal Builder's offers exceptional craftsmanship throughout this tantalizing home the grand entryway lures you with its two-story foyer; the smooth flowing design welcomes family interaction on both floors. Private double cul-de-sac in the amenity filled community of Bradley Point. Minutes to Hunter. $224,900
16 Castle Hill Road, (Savannah, Ga) Regal Builders offers this newly designed spacious 2-story home in The Villages of Berwick. Welcoming entryway brings you past the formal dining room into the adjoining great room and kitchen featuring granite tops and center island. The incredible Master Suite has two walk-in closets and upscale bath. $224,900
50 Mattie Belle Davis Street, (Ellabell, Ga) Situated on a 1/2 acre home site in the newly loved community of Brewton Acres. Regal Builder's Sonata, an alluring home with great room, loft, formal living and dining allowing for tons of actual living space; desirable final touches which polish this home nicely. Now is the time for your sections! $158,150
311 E Hall Street, Approved Short Sale! (Downtown Savannah, Ga) Park at your front door! First floor private condo that includes a parking space directly in front. Large windows with tons of natural light. Granite in the kitchen, hardwood floors and 9ft ceilings throughout. Condo fees include water and trash. Property does need some TLC. $139,900
31 Aquinnah Drive, (Pooler, Ga) Rare find...this location with this low price tag! Charming home with a seamless flow. Close to everything Pooler has to offer yet still convenient to Savannah. Well maintained, clean, freshly painted and new carpet. Fireplace. Appliances remain. Fenced yard. This home will not be on the market long! $139,900
970 Rushing Street, (Richmond Hill, Ga) Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in! $120,000
64 Quail Forest Drive, (Southside Savannah, Ga) What a value? What a great buy in Southside Savannah? Can be a perfect investment property, easily placed in property management. A Well maintained home that will make a great starter home. Fenced backyard. All kitchen appliances remain. Freshly painted. Ready for move in. STOP paying rent today! $89,900
5544 Emory Drive, (Savannah, Ga) Location and Opportunity is knocking. Recently Updated now is your chance to own your very own home complete with front porch overlooking Community Park. Separate living room, Eat-in Kitchen with appliances and off-street parking. Only minutes from shopping, schools, restaurants, and the hospitals. $75,000
Monday, January 13, 2014
Tuesday, January 7, 2014
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