A top Realtor in the Savannah area. Jeri Patrick has a team with an established history of success of selling homes in and around the Savannah Area. Jeri specializes in the home buying and selling process and is available to answer any of your real estate questions, provide information and handle any obstacles that may arise. Jeri Patrick began her Real Estate careers in 2002. Jeri’s strong ambition to be a success created a driving force in today’s real estate market.
Friday, February 28, 2014
Wednesday, February 12, 2014
Preparing to Shop with Confidence
Here’s why you should begin with a mortgage credit approval.
Since a pre-approval, unlike a pre-qualification, is based on your specific financial situation, it takes the mystery out of what you can afford. Not only will it help you understand which homes to consider, it will give any prospective seller more confidence in your ability to obtain a mortgage. (If you end up bidding on the same house as another buyer, your mortgage credit approval might even be the deciding factor in getting your offer accepted.) You can get a same-day credit decision! Your Lender will help you determine the monthly payment you’re comfortable with and provide you with a mortgage credit decision before you shop for your home. In fact, by using basic information such as your income, debt, assets, and employment history, your Lender is generally able to get you a credit decision within minutes. A Credit Approval Guarantee will specify the actual loan amount, as well as the loan type and term. The approval is subject to an acceptable appraisal of the home you eventually purchase.**You'll have many financing options to choose from. Your loan officier will help you determine which type of loan best fits your situation. Believe it or not, there are over 300 to choose from. While you probably won't need to consider more than a few, you should at least compare the advantages of a fixed rate mortgage with an adjustable one.
Since a pre-approval, unlike a pre-qualification, is based on your specific financial situation, it takes the mystery out of what you can afford. Not only will it help you understand which homes to consider, it will give any prospective seller more confidence in your ability to obtain a mortgage. (If you end up bidding on the same house as another buyer, your mortgage credit approval might even be the deciding factor in getting your offer accepted.) You can get a same-day credit decision! Your Lender will help you determine the monthly payment you’re comfortable with and provide you with a mortgage credit decision before you shop for your home. In fact, by using basic information such as your income, debt, assets, and employment history, your Lender is generally able to get you a credit decision within minutes. A Credit Approval Guarantee will specify the actual loan amount, as well as the loan type and term. The approval is subject to an acceptable appraisal of the home you eventually purchase.**You'll have many financing options to choose from. Your loan officier will help you determine which type of loan best fits your situation. Believe it or not, there are over 300 to choose from. While you probably won't need to consider more than a few, you should at least compare the advantages of a fixed rate mortgage with an adjustable one.
Understanding whats involved
Searching for a new home can be exciting but, at the same time, it can be daunting. Your experience will likely depend on how well prepared you are. To help, we've collected the answers to common questions. You will also find advice, plus some questions you'll need to answer for yourself as you go along. Simply email The Jeri Patrick Team for a Buyers Guide.
Monday, February 10, 2014
Friday, February 7, 2014
Why Pay Rent?
Renting in Richmond Hill? Why pay RENT? You could OWN! 100% Financing, no money down program available. This home is Ideal for first time home buyer or a great investment opportunity. Freshly painted. Convenient to schools and shopping. Close to I95 and HWY 17. Nothing needed. Ready for Move in!
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